Blog Posts With Helpful Tips On Loans, Banking And More
Blog Posts With Helpful Tips On Loans, Banking And More
Posted on Wednesday, April 14, 2021
Can you be reimbursed for unknown charges on your debit card? It depends. Keep reading to learn the difference between debit card fraud and a dispute, and which types of charges are subject to reimbursement.
Posted on Tuesday, March 9, 2021
Do you know what happens to the money in your bank account if you pass away? In this blog post we cover beneficiaries, joint owners, PODs, and how to ensure your account is set up to benefit those you leave behind.
Posted on Thursday, February 4, 2021
Follow these tips to help safeguard your bank accounts and personal information from phone and email scammers.
Posted on Tuesday, January 12, 2021
Applications are now available for the SBA's second round of Paycheck Protection Program (PPP) loans through the Relief Act. Get more familiar with the Act's guidance and how it may affect borrowers of both PPP loans and EIDL grants.
Posted on Wednesday, January 6, 2021
Did you know that 40 percent of Americans can't cover a $400 emergency with cash? Andrea Barreras of our Leoti banking center outlines three simple steps to start an emergency fund.
Posted on Monday, January 4, 2021
The government's recently signed Relief Act will go into effect later this month, providing a new round of Paycheck Protection Program loans to small business owners, sole proprietors, non profit organizations and other qualifying individuals. The Act contains guidance and changes that will affect past borrowers even if they do not choose to reapply.
For Part One of our Relief Act summary, we’re focusing solely on past borrowers.
Posted on Thursday, December 31, 2020
If a fraudulent unemployment claim was made in your name, you'll need to take steps to protect your information and accounts, and to prevent similar situations from happening in the future. Here we outline five crucial steps to take as soon as you receive an unemployment claim letter.
Posted on Tuesday, July 28, 2020
Coin circulation has emerged as a new disruption caused by the COVID-19 pandemic. Many have referred to this as a shortage, but is it? The U.S. Coin Task Force explains.
Posted on Wednesday, June 24, 2020
You want to jump on the “shop small” train, but money is tight and you’re prioritizing needs over wants. How can you continue to be frugal while helping small businesses thrive?
We’re outlining four easy (and completely free!) ways you can help your neighbors and continue to impact your local economy.
Posted on Wednesday, June 17, 2020
New EZ and revised full forgiveness applications were introduced this morning for Paycheck Protection Program borrowers.
Posted on Friday, June 5, 2020
From extended deadlines to more flexible terms, find out how the Paycheck Protection Program's loosened restrictions could benefit your business.
Posted on Friday, May 1, 2020
Have you ever worried that your bank may sell your mortgage loan? In this blog post we explain exactly what happens after closing and how it can benefit you!
Posted on Tuesday, April 14, 2020
Do you have to be a Western State Bank customer to apply for the Paycheck Protection Program? Busting a common myth about the Paycheck Protection Program and providing helpful facts to small businesses affected by COVID-19.
Posted on Thursday, April 9, 2020
If you're a farmer, rancher or Ag producer you may be wondering how the Paycheck Protection Program applies to you.
Check out these helpful FAQs from the USDA, and contact a Western State Bank loan officer if you have any additional questions or are ready to begin an application.
Posted on Thursday, April 2, 2020
Outlining the changes and new options for Western State Bank customers with IRAs.
Posted on Tuesday, September 3, 2019
You're probably aware that your credit score is a crucial factor in whether or not you’re approved for a loan. However, there are other factors that could increase or decrease your chances as well.
Posted on Wednesday, July 31, 2019
We got our start on a family farm and expanded to a family bank. Learn more about our Ag business solutions with expert guidance from lenders who know what it takes to succeed.
Posted on Tuesday, June 11, 2019
There are numerous benefits to being a home owner. Check out our Home Loan Types and come see our Mortgage Loan Officers today!
Posted on Monday, June 10, 2019
The Mortgage Loan Officers at Western State Bank are here to assist you every step of the way.