Personal Finance | Budgeting Tools For All Your Accounts

Turn goals into action with our Personal Finance budgeting tools.  

*Coming soon!* Personal Finance will be available to all Western State Bank customers in early 2022.

With our Personal Finance tools, you can see your whole financial picture in one place and set budgets to help you stay on track. Personal Finance is available from Online Banking or the Western State Bank Mobile App.

See all your accounts in one place, regardless of financial institution

Through Personal Finance you can link all of your internal and external accounts and view all your accounts in one place. Checking and savings accounts, investments, credit cards, loans and other lines of credit can all be added. 

View categorized transactions & trends

Personal Finance automatically categorizes your transactions to make it very clear where your money is going. You can also view your spending and income trends over a 3-12 month period.

Create Budgets

A budget makes it easy to see how much you've spent and how much you have left for the month. When you select "autogenerate budgets," the budget tools will calculate your average monthly spending in each category for the last two months to help give you a realistic starting point for your budget.

Receive Notifications 

Notifications are available for budgets and for account activity. You can choose to receive a notification when you've exceeded your set budget, or when you're getting close to your maximum budget. You can also set notifications for low balances, debt payment reminders and more.

Get Started

Personal Finance is not yet available, but will be ready for all Western State Bank customers in early 2022. At that time, you can simply sign in to Online Banking and click "Personal Finance" to get started. Once enrolled, you can access Personal Finance from Online Banking or the Western State Bank Mobile App.