Simple! Use your personal debit card issued by Western State Bank for your purchases. You will earn 1 point for every $3 spent* based on your qualifying net purchases (purchases minus returns and/or other related credits). You will earn points as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding). You will not earn points for cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind on your card account. Credits to your account (such as for returns of purchases) will reduce the points available in your account.
*Points per dollar spent is subject to change at any time. Changes will be posted on our website and communicated to debit card holders prior to any changes.