Western State Bank Blog

Take debit card security into your own hands and stay on top of your budget with Card Controls in your WSB mobile app.
Turning your debit card on and off is just one of the many ways you can protect your debit card and control its usage. Keep reading to learn more about the feature and all the ways it can benefit you.

Located conveniently in your Western State Bank mobile app, Zelle® enables you to send and receive money with
friends and family, no matter where they bank. Follow these easy tips to use Zelle® safely:
1. Only send to those you know and trust
2. Beware of payment scams
3. Treat Zelle® like cash

Sometimes a cosigner is needed to help a borrower obtain approval on a loan. Before agreeing to cosign for a friend or family member, be sure you know how cosigning could affect you and your financial future.

We’ve shared ways to protect your money on the internet and to keep your debit card safe from fraud, but according to the American Banker’s Association check fraud is still the leading reason for deposit losses.

Gone are the days of waiting until the next trip to town or the next trip back home to deposit a check when mobile deposit is easily accessible to Western State Bank customers.

You may already know that refinancing could result in a lower interest rate, or could help you pay off your mortgage faster. But did you know that refinancing or taking out a Home Equity Line of Credit (HELOC) could also help you obtain extra cash for home renovations?

Can you be reimbursed for unknown charges on your debit card? It depends. Keep reading to learn the difference between debit card fraud and a dispute, and which types of charges are subject to reimbursement.

Do you know what happens to the money in your bank account if you pass away? In this blog post we cover beneficiaries, joint owners, PODs, and how to ensure your account is set up to benefit those you leave behind.

Follow these tips to help safeguard your bank accounts and personal information from phone and email scammers.

Applications are now available for the SBA's second round of Paycheck Protection Program (PPP) loans through the Relief Act. Get more familiar with the Act's guidance and how it may affect borrowers of both PPP loans and EIDL grants.