Learn More About Loans, Banking, Fraud Prevention & More
Learn More About Loans, Banking, Fraud Prevention & More
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Posted on Thursday, February 15, 2024
Congress will soon vote on whether or not to pass the Credit Card Competition Act. If it passes, it could mean the end of cash back and card rewards, even for your debit cards. Learn more about the controversy, the arguments, the possible consequences and how to take action if you oppose this bill.
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Posted on Thursday, February 15, 2024
As part of the Corporate Transparency Act passed by Congress in 2021, the U.S. government's Financial Crimes Enforcement Network (FinCEN) is now requiring many businesses to report information about the individuals who ultimately own or control them to the U.S. Department of the Treasury. Read more about what type of information is required, who this will affect, and the deadlines for reporting.
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Posted on Thursday, February 15, 2024
We have received several inquiries regarding reporting CD interest on this year's taxes. Learn more about interest rate reporting requirements and 5 additional tips from local CPAs.
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Posted on Friday, February 2, 2024
With the high costs of home construction, historically low housing inventory and active marketing listings, and fewer and fewer builders to call, it may be time to consider new options. If maximizing your investment with the lowest cost and highest value is your priority, Western State Bank may have your solution.
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Posted on Thursday, February 1, 2024
Located conveniently in your Western State Bank mobile app, Zelle® enables you to send and receive money with
friends and family, no matter where they bank. Follow these easy tips to use Zelle® safely:
1. Only send to those you know and trust
2. Beware of payment scams
3. Treat Zelle® like cash
Article Categories: Articles
Posted on Tuesday, November 28, 2023
Navigating the complexities of the real estate market can be daunting, especially for first-time homebuyers. To help guide you through this process, we've compiled a list of tips aimed to empower you with the knowledge needed to make informed decisions.
Posted on Wednesday, August 30, 2023
Bank safety has recently become a hot topic largely due to recent unexpected bank failures. While financial intuitions will continue to stress that banks are indeed safe, we understand that biased opinions are more difficult to trust. For that reason, we want to arm you, our readers, with the information necessary to decide for yourselves whether your bank is operating in a safe manner.
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Posted on Tuesday, August 22, 2023
Have you ever questioned a charge on your account or received a notification for suspicious activity? Financial institutions should have processes in place to help customers with charge disputes or cases of fraud. But what is the difference between a dispute and a true fraud case? And how can you know if your funds will be reimbursed?
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Posted on Wednesday, November 16, 2022
Take debit card security into your own hands and stay on top of your budget with Card Controls in your WSB mobile app.
Turning your debit card on and off is just one of the many ways you can protect your debit card and control its usage. Keep reading to learn more about the feature and all the ways it can benefit you.
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Posted on Wednesday, November 17, 2021
Sometimes a cosigner is needed to help a borrower obtain approval on a loan. Before agreeing to cosign for a friend or family member, be sure you know how cosigning could affect you and your financial future.
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