Business Checking & Savings

Keep your business running strong.

Our business checking and savings accounts offer convenient and flexible solutions to meet the needs of all business owners from sole proprietors to large corporations. Keep it simple and straightforward or take advantage of our high-tech tools.

Explore our business account options to determine which account best fits your needs:

Business Checking features a basic business checking account with convenient features specially tailored for those with limited activity such as sole proprietorships or non-profit organizations.

Commercial Checking is ideal for businesses with moderate to high volumes of check deposits, change orders, and frequent balance fluctuations.

Business Checking
Minimum to Open $500
Minimum Balance $1
Credits Available Yes
Details
Commercial Checking
Minimum to Open $500
Minimum Balance $1
Credits Available Yes
Details
Western Savings
Minimum to Open $250
Minimum Balance $100 (to earn interest)
Maximum Debits 6 (to avoid charges)
Tiered Interest Yes
Details
Money Market Business Account
Minimum to Open $1,000
Minimum Balance $1,000 (to earn interest)
Maximum Debits 6 (to avoid charges)
Tiered Interest Yes
Details

Additional Options

ATM & Debit Cards
ATM and debit cards are available for checking and savings accounts with a $13.50 annual debit card fee. A small fee of $1.50 applies when using an ATM not owned or operated by Western State Bank.

Safe Deposit Boxes
We offer a wide variety of safe deposit boxes. For complete information on sizes and prices, please visit with the New Accounts team at your local banking center.

Certificates of Deposit
For those who prefer a traditional investment plan, Certificates of Deposit are available. We offer a variety of investment terms from 3 months to 4 years, and we won’t limit you to a specific term. We give you the freedom to set your own timeframe on the investment. Do you prefer a 5-month investment instead of 3? We can do that. Once the CD is opened the rate is set for the term. The minimum amount required to open a CD is $500. Early withdrawal may result in penalties. Contact us to inquire about CD rates today.

Online Business Banking
Through Online Banking you’ll have access to Cash Management solutions such as payroll origination and collecting accounts receivable, as well as Merchant Source Capture options which will allow you to scan customers’ checks and make deposits electronically. Visit our Online Business Banking page for details.