Oil & Gas Loans

Introducing A New Financing Option For The Oil & Gas Industry

Since 1973, Western State Bank has partnered with local business and ag operations to provide the financing needed to help their businesses succeed. Now, we are increasing our focus on the oil and gas industry.

Much like agriculture, the oil and gas industry is subject to a volatile market. Stricter regulations add to the volatility, ultimately resulting in fewer options for financing. While most banks choose to avoid the risk and regulatory hassle of the industry, we are actively seeking to finance oil and gas operations.

Types of Financing Available

Capital Purchases

• Leasehold
• Minerals
• Production
• Facilities

Working Capital For Operators

• Secondary Recovery
• Behind Pipe
• Drilling Program

Working Capital For Service Companies

• Equipment
• Rolling Stock
• Operating Credit

How partnering with us could benefit your business

We offer a winning combination of size, position and track record.  

• We are small enough to remain flexible. We operate two family-owned community banks with 14 banking centers across Kansas and Colorado with just over $1 billion in combined assets. Because of our size, we don't have public ownership to dictate ESG. Decisions are made here, with minimal outside influence.
• We are uniquely connected with the industry. Our interest in the industry is largely due to our background; we operate a small oil and gas company, and our President/CEO, Tyler Whitham, is a petroleum engineer.
• We currently work with some of the largest producers in Kansas. Because of our experience lending to businesses in your industry, we know that with the right financing, your operation could thrive.

Contact

To learn more, or to begin your loan application, contact Western State Bank President Tyler Whitham today.