Meet Our Team
Community & Events
Hours & Locations
Western State Bank Blog
Identity Theft & Fraud Protection
When it comes to your banking relationships, few aspects are more important than trust. Our dedicated team of financial professionals and local lenders will guide you in your pursuit of your financial goals, keeping in mind your unique situation and offering the personal and business solutions you need to reach your goals.
Our family-owned bank serves seven western Kansas communities, from St. Francis in northwest Kansas to Dodge City in southwest Kansas. In 1973 the Western State organizing stockholders were granted permission to open their bank in Garden City by the Kansas State Bank commissioner’s office. The original stockholders were a large group of Garden City citizens. Western became the third bank operating in Garden City at the time.First State Bank of Leoti had been operating since 1892. It survived the Great Depression of the 1930’s. In 1973, Frank and Jan Whitham, of Leoti, purchased the bank from the Jack Barr family. The Whithams purchased controlling interest in Western State in 1977, purchased the remaining stockholders’ shares over time, and merged First State Bank in to Western State Bank.