Learn More About Loans, Banking, Fraud Prevention & More
Learn More About Loans, Banking, Fraud Prevention & More

Mortgage & Consumer Loan Officer. NMLS#2565684


Mortgage & Consumer Loan Officer NMLS#2565684

There are numerous benefits to being a home owner. Check out our Home Loan Types and come see our Mortgage Loan Officers today!
You're probably aware that your credit score is a crucial factor in whether or not you’re approved for a loan. However, there are other factors that could increase or decrease your chances as well.
Have you ever worried that your bank may sell your mortgage loan? In this blog post we explain exactly what happens after closing and how it can benefit you!
You may already know that refinancing could result in a lower interest rate, or could help you pay off your mortgage faster. But did you know that refinancing or taking out a Home Equity Line of Credit (HELOC) could also help you obtain extra cash for home renovations?
Sometimes a cosigner is needed to help a borrower obtain approval on a loan. Before agreeing to cosign for a friend or family member, be sure you know how cosigning could affect you and your financial future.
With the high costs of home construction, historically low housing inventory and active marketing listings, and fewer and fewer builders to call, it may be time to consider new options. If maximizing your investment with the lowest cost and highest value is your priority, Western State Bank may have your solution.
Navigating the complexities of the real estate market can be daunting, especially for first-time homebuyers. To help guide you through this process, we've compiled a list of tips aimed to empower you with the knowledge needed to make informed decisions.