Online buyers and sellers are frequent targets for scams involving fake listings, overpayments, refund requests, and unusual payment methods. These tactics can be difficult to spot, especially when a scammer appears helpful or legitimate. Learn how these scams typically unfold and how to protect yourself during online transactions.
Scammers ask victims to pay using gift cards because they are difficult to trace. They may claim it’s needed for a bill, fine, emergency, or to “secure” an account. Once the card information is shared, the money is gone.
No legitimate business or agency will ever demand gift cards as payment. This method is always a red flag.
You may receive a text or email claiming there is a problem with a package or a payment that needs to be confirmed. These messages often include links to fake websites designed to steal personal or banking information. Scammers rely on the fact that many people receive frequent deliveries.
Always check shipping information directly on the company’s official website.
Fraudulent websites pretend to sell popular items at very low prices. These stores may look legitimate, complete with photos and customer reviews. Once you order, the product never arrives—or you receive a cheap counterfeit. The goal is to collect your payment information and disappear.
Before ordering, check reviews and ensure the website is reputable.
Scammers post fake items for sale or message sellers with suspicious offers. They may request deposits, send fake payment screenshots, or insist on unusual payment methods. Often, the item never arrives—or the scammer disappears after receiving money. Some scammers also send overpayment checks that later bounce.
Always meet in safe locations and avoid paying strangers in advance.
In these scams, someone sends you a check for more than the agreed amount and asks you to send back the difference. The check later bounces, leaving you responsible for the entire amount. Scammers use this trick with online sales, rentals, and even fake job offers. The goal is to collect your refund before the check is discovered as fake.
Never accept or return money involving an overpayment.
Scammers post fake rental properties online, often using photos stolen from real listings. They pressure you to send money before viewing the property. Once they receive payment, they stop responding. These scams take advantage of tight housing markets and quick decisions.
Always verify listings and meet the owner in person before paying deposits.
These scams involve fake pet advertisements, often using cute photos to grab attention. Scammers ask for deposits or shipping fees, promising the pet will arrive soon. The animal doesn’t exist, and the scammer disappears once money is sent. They often add extra “vet” or “transport” fees to collect more.
Always meet the seller and the pet in person before sending money.