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Personal/Small Business
Cash Management/Merchant Capture

Online Banking

Checking and Savings Plans


Checking Accounts

Western State Bank offers a wide variety of checking accounts whether you write 1 or 1000 checks in a month.

For those who can maintain a higher average balance can save transaction fees. No matter what amount you keep in your account or how many checks you may write, we have a checking account that will suit your needs.

Savings Plans

Start preparing for your future today with a savings account at Western State Bank. We have several exceptional savings plans that can help you save for your goals or unexpected expenses.

If you want to start small, our Western Savings Account can help you get started. It is also a good account for children that want to begin the savings habit.

Certificates of Deposit*

Certificates of Deposit (CDs) are also available to you in terms of 3 months to 48 months. Once it is opened the rate is set for the term. We have competitive rates and friendly professional people to help you with your investments.

Retirement Accounts*

  • Individual Retirement Accounts (IRAs)
  • Simplified Employee Pension Plans (SEPs)
  • Health Savings Accounts (HSAs)  access only by Debit Card

Western State Bank will be happy to counsel you on which retirement plan will work best for you. Our specialists would be glad to answer your questions about the many advantages of starting a program now.

* Substantial penalty for early withdrawal

Mobile Banking

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Online Bill Pay

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