Home Loans

Welcome to Western State Bank. We are a locally managed, family owned bank with Banking Centers in seven Western Kansas communities, Garden City, Leoti, Scott City, Goodland, Ulysses, St. Francis and Dodge City banking centers. Our focus is to provide high quality, personal service to our individual and business customers.

PERSONAL LOANS

Western State Bank wants to be your home loan lender. We realize that buying a home is one of the most important decisions you will make, and we want to help you through it. Western State Bank is an approved underwriter for Freddie Mac, Federal Home Loan Administration (FHA) and Veterans Administration (VA) home loans. We also service our home loans in house, which means you deal with the people that know and care about you.

We offer:

  • Fixed Rate Loans
  • Adjustable Rate Mortgages
  • FHA
  • VA

Click Here for Application

HOME EQUITY LOANS

Your home can be a little bank in itself. The longer you have lived in your home, the more equity you have built up in it. This equity can be borrowed against. The funds can be used in any way you need. The interest you pay on your loan can be tax deductible too. You should consult a tax advisor regarding the deductibility of interest and charges.  If you have questions, just call us. We want to help. Come in and discuss with us the advantage of our Home Equity Loans.

  • Home Equity Loans
  • Home Equity Lines of Credit
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